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3 Beds
3 Baths
2,786 sqft

$995,000

38 Treasure Island, Roscommon MI, 48653

Price per sqft$357.14
Built in2013
Property size2,786 sqft
Property typeResidential

Overview

Active

Listed Jun 23, 2026

Updated Aug 13

Fall asleep to stars. Wake to sunrise over the water. Lay in bed as if in a treehouse suspended over water. No land. Just water and big sky views. Stand in the middle of the house and see water from the front and rear - something you can only do on an island. Why an island? Because it's different. Because it's special. Because you can walk down a forest path to visit your neighbor, and if your guests or dogs aren't at your house, you know they haven't gone far. Because the summer weekends are full of energy and the weekdays are serene. Because when the winter lake freezes you may be the only one among a community of summer homes. An adventure, yet only a short boat ride from the mainland docks or winter walk across the blue ice, snowshoe, ski, or buy that snowmobile you've been wanting. This is a house uniquely designed for its exact location to enjoy the view no matter what the weather is outside. A one-of-a-kind experience for that individual person who "gets" it Sleeping area and three full baths for a crowd. Ultimate master suite for privacy. Starlink high speed internet for work. Spacious art and equipped exercise room. Modern year-round amenities with a small dose of adventure. Work from home. Exercise. Paint or scrapbook with friends. Have a yoga retreat. Or just sit with a drink, relax, and laugh. Enjoy the energy of summer lake living, solitude and colors of autumn, and when the lake freezes over have the adventure of your life with rarely another around. A house not to just live in but experience. Water and sky views from every angle distinguish this luxury home designed by renowned environmental architect, Ray Kendra. Nestled on the coveted sandy side of Higgins Lake's Treasure Island, this home features geothermal heating/cooling and roof mounted Starlink capable of speeds up to 400Mbps for year-round work and recreation. In the upstairs master suite wake each morning to panoramic water views and fall asleep to the sound of moonlit water lapping at the shore. The suite's closet doubles as a ''cloffice'' and master bath features a walk-in tile shower and separate his/hers vanity areas.From the upstairs "see through" room gaze down at the water or across the horizon for big sky views. Stand in the middle and see both sides of the island through the front and back walls of windows. Four custom, built-in bunks with full size mattress offer flexible sleeping quarters each with its own window or water view. A twin bed nestled in bay windows, two closets and another full bath finish this upper-level flex space.Seamless flow between the kitchen, dining, and living area on the first level is highlighted by huge glass looking out to the water. Amenities include wood floors and cabinets, modern kitchen with double oven, and another bedroom (currently used as an office) with frosted glass pocket doors for the option of open or private space. Tiled entry from the garage includes washer/dryer and full bath including walk in shower.Above the attached garage is a vaulted ceiling bonus room currently used as an art and exercise studio but is heated/cooled for future build out as two additional bedrooms. Metal roof, Hardi-board cement siding, and insulated high crawl space make for low maintenance living. Ready to close and play this summer - turnkey potential including pontoon boat, island dock, boat lifts, and furnishings. The island HOA maintains west shore mainland parking, docks, and boat slip.

$6,620/mo

Est. mortgage payment based on a $995,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
201840987

Interior Features

Bedrooms
3
Bathrooms
3
Heating
Yes
Basement
No

Other Property Details

Association Fee Frequency
Yearly
Garage
Yes
Waterfront
Yes

Listed by Jeri Ann Janisse with RE/MAX of Higgins Lake
Listing Contact: [email protected] 

Based on information from Water Wonderland Board of REALTORS® as of 8/13/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. Property locations as displayed on any map are best approximations only and exact locations should be independently verified. 

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